Insights

Retirement Planning: Should You Consider a Step-Up in Basis Instead of a Roth Conversion?

<img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo" />

Kristin Bartlow

11/06/2024

Will Mortgage Rates Continue to Decrease as the Federal Reserve Cuts Rates?

<img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo" />

Kristin Bartlow

10/16/2024

Worried About High Interest Rates? Finance Your Major Purchases Effectively

<img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo" />

Kristin Bartlow

09/04/2024

The Joy of Giving: Advantages of Experience Gifting Over Inheritance

<img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo" />

Kristin Bartlow

08/05/2024

Are You a Recent Graduate? 7 Tips to Start Your Financial Life Off on the Right Foot

<img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo" />

Kristin Bartlow

07/08/2024

How Long Will We See a Yield On Cash?!

<img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo" />

Kristin Bartlow

06/06/2024

Why Is California Experiencing an Insurance Crisis (And How Will it Affect Other States)?

<img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo" />

Kristin Bartlow

05/06/2024

Not Sure How to Talk to Your Kids About Money? 4 Tips for Getting Started

<img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo" />

Kristin Bartlow

04/02/2024

2024 Tax Organizer Checklist for Self-Employed Business Owners

<img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo" />

Kristin Bartlow

03/08/2024

Is It Time to Hit ‘Unsubscribe’? How to Grow Your Savings, Without Sacrificing Your Lifestyle

<img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img src="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg" width="45" height="45" srcset="https://journeysw.com/wp-content/uploads/2023/12/1674064625365-150x150.jpeg 2x" alt="Kristin Bartlow" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo" />

Kristin Bartlow

02/20/2024

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