Insights

Colorado RIA, Veteran Schwab Advisor Join Journey Strategic Wealth in Double Deal

<img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo" />

Penny Phillips

10/15/2024

How Highly Successful Advisors Drive Organic Growth

<img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo" />

Penny Phillips

08/19/2024

Journey Strategic Wealth Recruits $200m Advisor from LPL

<img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo" />

Penny Phillips

08/07/2024

Journey Strategic Wealth Adds Former Carson Team in Minneapolis, Adding $160 Million

<img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo" />

Penny Phillips

03/20/2024

The Pink Tax

<img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo" />

Penny Phillips

03/13/2023

2023 Tax and Retirement Plan Contribution Changes

<img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo" />

Penny Phillips

02/17/2023

What Does the Secure Act 2.0 Mean For You?

<img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img data-src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" data-srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45/45;" /><noscript><img src="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg" width="45" height="45" srcset="https://journeysw.com/wp-content/uploads/2023/06/PennySquare-1-150x150.jpg 2x" alt="Penny Phillips" class="avatar avatar-45 wp-user-avatar wp-user-avatar-45 alignnone photo" />

Penny Phillips

01/17/2023