Making the Most of Your Employer Benefits
Your employer-provided benefits are an important part of your overall financial wellbeing. They often include valuable tools—retirement savings plans, health and disability coverage, life insurance, and more—that, when thoughtfully coordinated, can make a meaningful difference in your long-term financial plan.
It’s easy to enroll in benefits and not revisit them until the next open enrollment period, but taking time to review them periodically ensures that your elections continue to align with your goals and current stage of life.
Perhaps you:
- Want to make sure your employer retirement plan is properly aligned with your goals, risk tolerance, and diversification needs;
- Are curious about how adding your spouse or dependents to your medical insurance might affect coverage and costs;
- Need to review your disability insurance and confirm your emergency reserves are positioned to cover your elimination period.
Whatever your situation, understanding the scope of your benefits—and how they integrate with your broader financial plan—is essential. Each component plays a role in supporting your financial security and the wellbeing of those you love.
To help guide your review, we’ve created a checklist of 17 key considerations that can help you identify gaps, evaluate opportunities, and ensure your employer-provided benefits are working in harmony with your larger financial goals.
Download the Employer Benefits Review Checklist.
The checklist is designed as an educational resource—something you can use on your own or with your financial advisor—to bring clarity to what you have and confidence to the choices you make.
Taking time to understand your benefits isn’t just about maximizing options—it’s about aligning them with your values, your family, and your vision for the future.
