In today’s digital landscape, a simple click can make all the difference. Cyber threats lurk around every corner, from reused passwords to phishing emails, and even seemingly innocent social media updates. To protect your personal data and financial security, consider this straightforward checklist as a reminder to review your online habits and security measures.

1. Secure Your Passwords

Question: Do you use the same password across multiple websites?
Tip: Create unique, complex passwords for every site—or better yet, use a trusted password manager.

Question: Do your passwords include common phrases or personal details?
Tip: Avoid easily guessed information by mixing letters, numbers, and symbols.

Question: Do you share your login credentials with others?
Tip: Keep your credentials private to reduce the risk of unauthorized access.

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2. Double Up on Authentication

Question: Are you using two-factor authentication (2FA) on your accounts?
Tip: If not, enable 2FA wherever possible to add an extra layer of security.

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3. Keep Your Software Current

Question: Is your browser, antivirus software, and operating system up to date?
Tip: Regular updates patch vulnerabilities and keep cybercriminals at bay.

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4. Think Before You Click

Question: Do you receive unsolicited emails with links or attachments?
Tip: Instead of clicking, navigate to the website directly to verify its authenticity.

Question: Are images in your emails set to download automatically?
Tip: Disable automatic downloads; cybercriminals can hide malicious code in images.

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5. Protect Your Personal Information Online

Question: Do you share a lot of personal details on social media?
Tip: Consider tightening your privacy settings—this reduces the data available to potential scammers.

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6. Verify Unusual Requests

Question: Have you received odd requests or links from friends or family?
Tip: Always call the sender to confirm authenticity, as their account might be compromised.

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7. Vet the Apps You Install

Question: Do you download apps without researching the developer?
Tip: Check reviews and developer credibility before installation to avoid data-stealing apps.

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8. Protect Your Family Online

Question: Are your children’s social media accounts secure?
Tip: Review privacy settings with them and educate them about safe online behavior.

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9. Have a Business Cybersecurity Plan

Question (For Business Owners): Do you have a cybersecurity plan in place?
Tip: Establish policies—such as confirmation calls before transfers—to protect sensitive operations.

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10. Responding to Breaches and Scams

Question: Has your data ever been compromised in a third-party breach?
Tip: Freeze your credit with the major bureaus, update reused passwords, and report the breach immediately.

Additional Cautions:
If you receive calls or messages claiming to be from government agencies (IRS, Social Security, Medicare) or about unexpected sweepstakes, verify by contacting the organization directly. Also, if you encounter romance scams or similar fraudulent schemes, proceed with caution and never transfer money without verified confirmation.

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Taking these steps may seem like a lot at first, but each one is a vital part of your overall cybersecurity defense. By regularly reviewing and updating your digital practices, you can significantly reduce the risk of falling victim to cybercrime. Stay proactive, stay informed, and always think twice before you click.

Download Our Cybersecurity Risk Assessment

 

© fpPathfinder.com. Licensed for the sole use of Kerry Meath-Sinkin of Meath Wealth Advisors. All rights reserved. Used with permission. Updated 12/01/2024.

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